HomeIndustriesUsed Car Dealers

Payments and funding for independent used car dealers

BRIDGEVANTI sets up independent used car dealerships on Stackably with dual pricing and ACH, so down payments and service tickets don't lose a cut to processing fees, and connects dealers with funding partners for floor plan and inventory financing. We set it up, train your team, and stay your direct contact afterward.

Get a free statement analysis Call or text Jacob: 850-727-9995

Why do card fees hit dealerships so hard?

Down payments and service work are large tickets, so every percentage point of processing is real money on each sale. Many dealers either eat the fee or limit card payments, which can cost them deals.

In our experience, what surprises owners most when we review their statements is their real effective rate and the hidden fees mixed in. Our advice to every owner: know that number.

Stackably through BRIDGEVANTI

What do you get with Stackably through BRIDGEVANTI?

  • A smart terminal or tablet POS for down payments and service.
  • Dual pricing so customers who pay by card cover the processing cost.
  • ACH payments, a lower-cost option for large payments.
  • Invoices customers can pay from their phone.
  • Appointments for test drives or service, plus inventory tools and a QuickBooks integration.
  • Core software features at no software cost, with setup, training and Jacob's direct number.
Dual pricing

How does dual pricing work at a car lot?

Customers see two prices for a payment: one for cash, check or ACH, and one for card. They choose how to pay. Those who pay by card cover the processing cost, so a large down payment doesn't cost you a big fee. We set up the wording, receipts and terminal settings so both prices are clear up front.

Read our plain-English guide to dual pricing

Switching

How does switching work?

  1. Free review.

    Send us a recent processing statement and tell us what you use now. We show you your real effective rate and every fee, in plain numbers.

  2. Walkthrough.

    We show you Stackably, explain your pricing options, and answer every question.

  3. Setup.

    We program your equipment and software, and set up pricing, signage or invoice wording so customers see clear prices.

  4. Go live.

    We walk you and your staff through it, then you start taking payments on the new setup.

  5. Ongoing help.

    You keep Jacob's direct number for anything that comes up later.

Funding

Need floor plan, inventory or lot funding?

We connect independent dealers with our funding partners. Common uses include:

Apply with a funding partner See all funding options

All funding is subject to approval. BRIDGEVANTI is not a lender. We connect businesses with funding partners, don't charge you any fees for funding, and may be compensated by our partners for referrals.

  • InventoryFloor plan and inventory financing to stock more vehicles.
  • Working capitalLines of credit for reconditioning, payroll and slow months.
  • The lot itselfCommercial real estate, land and refinance loans.
  • Short-term needsMerchant cash advances, which are fast but usually cost more.
FAQ

Frequently asked questions.

Can a used car dealer pass card fees to customers?

Yes, through dual pricing. Customers see a cash, check or ACH price and a card price, and choose how to pay. Those who pay by card cover the processing cost.

Can customers make down payments by card?

Yes. You can accept card payments for down payments and service, and with dual pricing the customer who pays by card covers the processing cost. We'll set it up the way that fits your lot.

Can I accept ACH payments?

Yes. ACH bank payments are a lower-cost option for large payments, and you can offer them alongside cards.

Can you help with floor plan financing?

Yes. We connect dealers with funding partners for floor plan and inventory financing, lines of credit and lot real estate. All funding is subject to approval.

Does BRIDGEVANTI charge fees for funding?

No. BRIDGEVANTI doesn't charge any fees for funding. We connect you with funding partners and may be compensated by them for referrals.

See what your dealership is paying now.

Send us a recent processing statement, or tell us what you need funding for. We'll show you your real effective rate and your options, in plain language. Free, with no obligation.

Get my free statement analysis Call or text 850-727-9995

BRIDGEVANTI · Tallahassee, FL · 850-727-9995 · jacob@bridgevanti.com · Mon to Fri 9am to 7pm, Sat and Sun 12pm to 5pm ET

BRIDGEVANTI · Tallahassee, FL · 850-727-9995 · jacob@bridgevanti.com · Mon–Fri 9am–7pm ET, Sat–Sun 12pm–5pm ET